Personal injury case in Container Depot
A depot operator caused injury to a trucker in its depot in 2007. The trucker sued the Depot for the common law damages. The employer of the trucker sued the Depot for the recovery of Employee's Compensation claim paid to the trucker (together with the legal costs incurred by the trucker and his employer) under the Employee's Compensation Ordinance. The total claim amount was nearly HKD1,000,000. The two court cases were amicably settled at around HKD600,000 plus legal costs of HKD200,000. The depot operator needed only to bear the policy deductible of HKD80,000. The insurer paid about HKD1,400,000, inclusive of the legal costs to defend the two court cases.

Lesson: While the money involved is not a small sum, the total time in handling the case to conclusion was 54 months. This time saved for the operator would mean many revenue generating activities being made possible.